The Transitions Project

A Rural Money and Debt Advice Service For Torridge and West Devon.

Financed by the Big Lottery Fund, the Transitions project will work across rural areas of the Devon districts of Torridge and West Devon to provide a range of free services. Drawing on the range of experience and expertise that the partnership represents, we ensure clients receive accessible, consistent and holistic services.

Who are Wiser£money?

Wiser£money is a strategic partnership between Navigate and Encompass Southwest, both registered charities. The partnership delivers a range of financial inclusion and financial capability projects across Devon and Somerset. Both organisations are authorised and regulated by the Financial Conduct Authority for debt-related activities.

What’s on offer?

The Project provides a free and comprehensive package of advice and support services from within local communities. We operate appointment based and drop-in surgeries from local venues, and also home visiting services for people who are unable to access these services – for example because of poor health, disability, rural remoteness or poor transport links.

Specifically, the project will offer free, independent and confidential services that focus on:

  • Money/debt advice
  • Welfare benefits
  • Housing and Homelessness
  • Fuel poverty
  • Budgeting and financial literacy
  • Budgeting/income maximisation
  • Form filling
  • Advocacy
  • Referral/signposting
  • Volunteering opportunities

How to access the service:

If you or someone you know who lives in Torridge or West Devon needs help with money and debt advice and cannot access a mainstream advice service due to their location, carer responsibilities, physical or mental health, please contact the Wis£rmoney team by:

Telephoning:               01823 299050


To find out more about the Transitions Project visit:

To see Transitions latest Social Impact report, click on this link:

Navigate Social Impact Report 2019 – 2021 v2-design Flip PDF | AnyFlip